Here's why an 850 credit score isn't all it's cracked up to be -- and what you really need

You don't need a perfect credit score to be financially stable -- or exceptional, for that matter. Here's a better number to ...

3 Myths About Credit Scores — and How They Can Hurt You

It’s nearly impossible to function in the modern financial world without some type of credit account. That’s why more than 80% of U.S. adults have at least one credit card, according to Federal ...

7 Credit Score Myths You Can Ignore

Lowering your number of credit accounts might seem like a good way to improve your credit score, but that's not necessarily the case. In fact, it can have the opposite effect. Closing a card account ...

Credit scores explained: Why yours may differ and which one you should focus on

Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes.FICO and ...
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Does Checking Your Credit Score Lower It?

Does checking your credit score affect it? No, checking your credit score does not affect your credit because it is not an inquiry for new credit. Checking your credit report does ...

Here's What Happens When Your Credit Score Reaches 850

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Bad Credit: What Is It and How to Repair It?

Having bad credit can limit financial opportunities. Learn what causes bad credit and strategies for improving your credit ...
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Does Rent Affect Your Credit Score?

Paying rent on time can improve your credit score, but only if your landlord or property manager reports payments to credit bureaus — and most don’t. But if you want your rent payments to affect your ...