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There are many reasons why you should use a credit card. Here are some of the most important ones:Build your credit history. When you use a credit card responsibly and pay your bills on time, it helps to build your credit history. This is important because your credit history is used to determine your credit score, which is a number that lenders use to assess your risk as a borrower. A good credit score can help you get approved for loans and other forms of credit at lower interest rates.Earn re
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